Asset Management

Our comprehensive financial plan allocates our clients’ investable assets in such a way to achieve long term portfolio returns with the need for short term assets in mind. Understanding that we work in a volatile market, we developed a three-tiered asset management strategy to accomplish short term, mid-term and long-term goals.

The first tier focuses on short term financial stability. This tier consists of liquid assets to be used in the event of an emergency or market downturn. The purpose of this tier is to have access to cash instead of selling investments.

The second tier focuses on mid-term financial growth. This tier often consists of dividend paying stocks and bonds. The purpose of this tier is to use the dividends as income or refill the first-tier account if it reduces below the agreed upon minimum.

The third long-term tier is structured for investments held over 7 years. This tier is mostly comprised of stocks. The purpose of this long-term tier is to increase our clients’ overall portfolio return and to achieve asset goals through retirement and beyond.

We will tailor a plan to manage your assets specific to your family goals.